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Tax strategies
Section 121
Up to $250K (single) or $500K (married) of gain on your primary home — tax-free.
What it is
Section 121 is the capital-gains exclusion on the sale of your primary residence. Gain up to $250,000 (single) or $500,000 (married filing jointly) is excluded from tax.
Who qualifies
- It was yourprimary home for at least 2 of the last 5 years
- You owned it for those same 2 years
- You haven’t used the exclusion in the prior 2 years
How it fits the strategy
House Hacking + Section 121 + 1031 are often sequencedover years: live, rent, sell using the exclusion, defer the rest via 1031. In the strategy session I’ll help you understand the options and prepare the right questions — you finalize the plan with your CPA.
Educational only. Eligibility and calculations — with your CPA.